Money, page 2
Practical ways to earn more, and keep more of what you earn.
What YouTube pays creators in 2026: shares, thresholds, payouts
YouTube publishes shares, never rates. The 55% and 45% splits, the $100 payout floor, and the 10M Shorts gate that lands on February 1, 2027.
What freelancers owe the IRS in 2026: thresholds, dates, penalties
A 1099-NEC now arrives at $2,000. Self-employment tax still starts at $400. The four payment dates, the 7% penalty, every figure with its source.
What Ethereum staking pays in 2026: rates, fees, what you keep
Ethereum's network rate is 2.46% on September 14, 2026. What you keep runs 1.60% to 2.46% depending on where you stake. The numbers, with sources.
The Fed may hike September 16. The average savings rate is 0.38%.
Markets price a Fed hike next week. Since 2022 the Fed moved 525 basis points up and 175 down, and the national savings average travelled 41 of them.
Estimated taxes are due September 15. The IRS charges 7% to miss.
The IRS assessed $12.1 billion in estimated tax penalties last year. Skipping the September 15 payment costs 7%, compounded daily, and January won't fix it.
The ACA repayment cap is gone. Freelancers now repay every dollar.
Insurers want 15% more for 2027 plans. The bigger change: a freelancer who underestimates income now repays the whole subsidy, where the cap was $1,625.
How much do Upwork and Fiverr actually take in 2026?
Upwork posts a 0% to 15% freelancer fee and collects 19.6%. Fiverr pays sellers 80% and collects 28%. Where the gap goes, with sources and dates.
X now pays US creators only into X Money. Read the 6% conditions.
On 2 September X moved US creator payouts off Stripe. The money lands instantly in an account X runs, and the 6% rate carries conditions worth reading.
The 1099 threshold went to $2,000 in 2026. You still owe at $400.
Clients stopped filing 1099s under $2,000 in 2026, ending 26.7 million forms. The self-employment tax line held at $400. Read where the gap lands.
Are Upwork and Fiverr dying? What the 2026 filings show
Fiverr's buyer count fell 21.9% in a year. Upwork cut its own 2026 revenue forecast by $102 million. Both filings point at the same shrinking end.